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Legal & Compliance

1. Privacy & Data

NovaCrest Finance collects PII for loan processing with 256-bit SSL encryption. Soft inquiry for rate checks; hard inquiry only upon loan acceptance. We comply with FCRA, GLBA, TILA, and all state regulations.

2. APR Disclosures

APRs range from 6.49% to 23.49%. Loan amounts from $2,000 to $50,000 with terms of 12-60 months. All loans subject to credit approval. $0 origination fees. $0 prepayment penalties.

3. Terms of Service

By using NovaCrest Finance, you agree to binding terms. We are a marketplace, not a lender. Electronic consent required for all communications.